Gallagher has many years of experience in providing insurance for residential care homes in the private sector

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Gallagher can also offer risk management advice to help you provide a safer environment for your care home staff and residents. The aim is to ultimately reduce the risk of a claim occurring. The majority of cover you require can be arranged under a combined policy and can cover your main exposures, including: 

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• Building and contents, including residents’ effects 

• Public and employers’ liability insurance 

• Resident’s personal liability 

• Treatment risk 

• Medical malpractice 

• Legal expenses

• Business interruption 

• Abuse cover 

• Inspection and breakdown cover — plant/passenger lifts

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Please view individual policy wordings for full details.